1. On Earnings - Never depend on single income, make invenstments to create second source
2. On Spending - If you buy things you do not need, soon you will have to sell things you need.
3. On Savings - Do not save what is left after spending but spend what is left after saving.
4. On taking risk - Never test the depth of river with both the feet.
5. On investment - Do not put all eggs in one basket.
and above all
6. On Expectations - Honesty is an expensive gift, Do not expect it from cheap people.
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